Course Description

This limited option includes the following bonuses:

  • One on One Coaching with Tonya which includes:
    1st Call Introduction & Goal Discussion (30 min), Custom action plan created by Tonya, 2nd Follow-up call to discuss your Action Plan and answer any questions (30 min)
  • 6 modules and videos of on-demand trainings ($1,500 Value)
  • Access to a Private Accountability Community ($1,000 Value)
  • PDF version of the Financial Success Organizer ($50 value)

Course description.

It’s easy to feel OVERWHELMED during the process of untangling your credit and making progress towards your #creditgoals. I wont lie, it doesn’t happen overnight but repairing your credit on your own, so that you can focus on your life and financial goals, is possible.

SO. Where do you start your credit repair journey?

Well, that’s why I created the Credit Etiquette Course. I want to guide you (from personal experience) toward better credit and better decisions in a clear, effective way, so that you can live (and apply) with confidence, learn from past mistakes, and prevent future ones that can send you back to square one.

But even if you stumble along the way or even at the end of the journey (because life does happen), this course arms you with the ability to pick up the pieces and get back on track n the future.


It’s easy to feel OVERWHELMED during the process of untangling your credit and making progress towards your #creditgoals. I wont lie, it doesn’t happen overnight but repairing your credit on your own, so that you can focus on your life and financial goals, is possible.

SO. Where do you start your credit repair journey?

Well, that’s why I created the Credit Etiquette Course. I want to guide you (from personal experience) toward better credit and better decisions in a clear, effective way, so that you can live (and apply) with confidence, learn from past mistakes, and prevent future ones that can send you back to square one.

But even if you stumble along the way or even at the end of the journey (because life does happen), this course arms you with the ability to pick up the pieces and get back on track n the future.

Tonya Rapley

Tonya Rapley is an internationally recognized speaker, financial educator, best-selling author, and serial entrepreneur based in Atlanta. Her mission is to help 100,000 people make financial decisions they are proud of so that they can create lives they love.

Course curriculum

  • 1

    Welcome to The Course

    • Course Welcome and Overview of the History of Credit
  • 2

    Module 1: Scrutinize- How to Properly Read and Assess Your Credit Report

    • Instructional Video # 1

    • Downloadable Credit Report Review Checklist
  • 3

    Modules 2 and 3: Correcting Errors and Restoring Your Report

    • Instructional Video 2 & 3

    • Statute of Limitations Spreadsheet

    • Dispute Letter Template

    • Verification/ Validation Letter Template

    • Credit Bureau Contact Info

    • Pay for Delete Negotiation Script
  • 4

    Module 4: Understanding How Credit Works and Making It Work For You

    • Instructional Video 4
  • 5

    Module 5: How to Rebuild Your Credit

    • Instructional Video 5

    • Payment Calendar
  • 6

    Module 6: You Worked Hard, Now Keep It. How To Maintain Your Good Credit

    • Instructional Video #6
  • 7

    Your Bonuses!

    • Schedule Your Coaching Session

  • $20.00

    $20.00Everything You Need to Know About Managing Money While Dating & Making Financial Decisions As A Couple

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